Mukhyamantri Swasthya Bima Yojana: Which State Scheme Is It?

"Mukhyamantri Swasthya Bima Yojana" is not one scheme. It is a naming pattern that several state governments have used at different times, which is why searching for it returns results for states you may not live in. In some states the name is current, in others it was replaced years ago, and in many states the chief minister's health scheme has never carried this name at all.

This page sorts out which is which. It lists the states where the name is or was in use, the schemes whose names are commonly mistaken for it, and an index of the health scheme that actually applies in each state so you can go straight to the right one.

States that use, or used, the Mukhyamantri Swasthya Bima Yojana name

Verified against official state and central government sources in August 2026. Cover amounts are omitted where no official figure could be confirmed.

• West Bengal — Current. Mukhyamantri Swasthya Bima Yojana (MMSBY) was introduced in August 2026 for residents who are not eligible under Ayushman Bharat PM-JAY, which the state rolled out at the same time. Swasthya Sathi beneficiaries are being brought into PM-JAY. This is a recent change, so confirm the present position with the state health department before relying on it
• Chhattisgarh — Former name, no longer in use. The state has moved to the Dr. Khoobchand Baghel Swasthya Sahayata Yojana (DKBSSY), with the Mukhyamantri Vishesh Swasthya Sahayata Yojana as a separate scheme for specified serious illnesses

Schemes whose names are commonly mistaken for it

These are separate schemes. The similarity is in the abbreviation or in one word of the name, not in the scheme itself.

• Punjab — Mukh Mantri Sehat Bima Yojana — Shares the MMSBY abbreviation but is "Sehat Bima", not "Swasthya Bima". It runs alongside Ayushman Bharat PM-JAY in the state. A wider state health scheme has been approved by the Punjab cabinet, so check the current position before applying
• Rajasthan — Mukhyamantri Chiranjeevi Swasthya Bima Yojana — A former name that did contain "Swasthya Bima". The scheme now runs as the Mukhyamantri Ayushman Arogya Yojana (MAA Yojana)
• Jharkhand — Mukhyamantri Swasthya Sahayata Yojana — A former name containing "Swasthya Sahayata", not "Swasthya Bima". The current scheme is the Mukhyamantri Abua Swasthya Suraksha Yojana

The health scheme that applies in your state

Most states run their own chief minister's health scheme alongside Ayushman Bharat PM-JAY, under a name of their own. Find your state below, then open its guide from the Related section for eligibility and the application process.

• Andhra Pradesh — Universal Health Policy (Ayushman Bharat - Dr. NTR Vaidya Seva): A
• Assam — Ayushman Asom – Mukhya Mantri Jan Arogya Yojana (AA-MMJAY)
• Bihar — Bihar's Mukhyamantri Jan Arogya Yojana (MJAY): The State Add-On to Ayushman Bharat
• Chhattisgarh — Chhattisgarh's State Health Scheme: DKBSSY / Shaheed Veer Narayan Singh Ayushman Swasthya Yojana
• Delhi — Ayushman Bharat PM-JAY in Delhi: A Comprehensive
• Gujarat — A Guide to PMJAY-MA Yojana in Gujarat
• Haryana — Ayushman Bharat-Chirayu Haryana Scheme: A Complete
• Himachal Pradesh — Mukhya Mantri Himachal Health Care Scheme (HIMCARE) in Himachal Pradesh: A
• Jammu and Kashmir — Ayushman Bharat PM-JAY SEHAT Scheme in Jammu and Kashmir: A
• Jharkhand — Jharkhand's Abua Swasthya Suraksha Yojana (MASSY): Coverage, Eligibility and How to Apply
• Karnataka — Ayushman Bharat Arogya Karnataka (AB-ArK) Scheme: A
• Kerala — Karunya Arogya Suraksha Padhathi (KASP) Kerala: A
• Madhya Pradesh — Rajya Bimari Sahayata Nidhi: Madhya Pradesh's State Illness Assistance Fund
• Maharashtra — Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) Maharashtra: A
• Northeast India — A Guide to Government Health Schemes in Northeast India
• Odisha — Gopabandhu Jan Arogya Yojana (GJAY) Odisha: A
• Punjab — Mukh Mantri Sehat Yojana (MMSY) Punjab: A
• Rajasthan — Mukhyamantri Ayushman Arogya Yojana (MAAY) Rajasthan: A
• Tamil Nadu — Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu: A Complete
• Telangana — Ayushman Bharat PM-JAY Aarogyasri Scheme in Telangana: A
• Uttar Pradesh — Ayushman Bharat PM-JAY & Mukhyamantri Jan Arogya Abhiyan (MMJAA) in Uttar Pradesh: A
• Uttarakhand — Atal Ayushman Uttarakhand Yojana (AAUY): A
• West Bengal — Health Schemes: Swasthya Sathi, PM-JAY & MMSBY

Why the name differs from one state to another

Health is a state subject, so each state designs and names its own health assistance scheme. Many chose a title built from the same components — "Mukhyamantri" for chief minister, and a word for health such as Swasthya, Sehat or Arogya, followed by Bima for insurance or Sahayata for assistance. The result is a set of scheme names that look almost identical across states but refer to entirely separate schemes with their own eligibility rules, empanelled hospitals and application routes.

States also rename these schemes, often after a change of government or when the scheme is restructured to sit alongside Ayushman Bharat PM-JAY. A name that was correct a few years ago may now point to a scheme that has been replaced, which is why searching the generic name returns a mix of current and discontinued schemes.

How to check which scheme covers you

Start from your state rather than from the scheme name. Eligibility is decided by where you are resident and usually by your ration card category or income, not by which scheme name you searched for.

• Identify your state in the index above and open its guide for the current scheme name.
• Check whether you are already covered by Ayushman Bharat PM-JAY, which operates in every state and union territory. Most state schemes are designed for people who fall outside PM-JAY.
• Confirm eligibility and the list of empanelled hospitals on the state health department or state health agency portal before you travel for treatment.
• Carry the identity and ration card documents the state scheme specifies. Requirements differ between states.

Where this information comes from

The scheme names and statuses on this page were checked against official state government portals, state health agency sites and central government sources in August 2026. Where an official source could not confirm a cover amount, no amount is stated here rather than repeating a figure from an unofficial source. Scheme rules change, so treat the state health department portal as the final authority.

Frequently Asked Questions

Is Mukhyamantri Swasthya Bima Yojana a central government scheme?

No. It is a state scheme name, not a central one. The central government health assurance scheme is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY), which operates across states and union territories. State schemes generally cover people who are not eligible under PM-JAY.

Which state currently runs Mukhyamantri Swasthya Bima Yojana?

West Bengal introduced a scheme under this name in August 2026, for residents not eligible under Ayushman Bharat PM-JAY. Chhattisgarh used the name in the past but has since replaced it with the Dr. Khoobchand Baghel Swasthya Sahayata Yojana. Because the West Bengal scheme is recent, confirm its current status with the state health department.

Is Punjab's MMSBY the same scheme?

No. Punjab runs the Mukh Mantri Sehat Bima Yojana, which is abbreviated the same way but is a different scheme with a different name. Searching the abbreviation alone often returns Punjab results for people looking for another state.

What happened to Rajasthan's Chiranjeevi Swasthya Bima Yojana?

It continues under a new name. The scheme is now the Mukhyamantri Ayushman Arogya Yojana, often shortened to MAA Yojana. The guide for Rajasthan covers who is eligible and how to register.

How do I register for my state's health scheme?

Registration is handled by each state separately, usually through the state health agency portal, a common service centre, or at an empanelled hospital help desk. Open your state's guide from the index above for the process that applies there.

Related

• Government health schemes in India: CGHS, PM-JAY, ESIC and ECHS compared
• Andhra Pradesh Universal Health Policy (Ayushman Bharat - Dr. NTR Vaidya Seva): A Guide
• Ayushman Asom – Mukhya Mantri Jan Arogya Yojana (AA-MMJAY) Guide
• Bihar's Mukhyamantri Jan Arogya Yojana (MJAY): The State Add-On to Ayushman Bharat
• Chhattisgarh's State Health Scheme: DKBSSY / Shaheed Veer Narayan Singh Ayushman Swasthya Yojana
• Ayushman Bharat PM-JAY in Delhi: A Comprehensive Guide
• A Guide to PMJAY-MA Yojana in Gujarat
• Ayushman Bharat-Chirayu Haryana Scheme: A Complete Guide
• Mukhya Mantri Himachal Health Care Scheme (HIMCARE) in Himachal Pradesh: A Guide
• Ayushman Bharat PM-JAY SEHAT Scheme in Jammu and Kashmir: A Guide
• Jharkhand's Abua Swasthya Suraksha Yojana (MASSY): Coverage, Eligibility and How to Apply
• Ayushman Bharat Arogya Karnataka (AB-ArK) Scheme: A Guide
• Karunya Arogya Suraksha Padhathi (KASP) Kerala: A Guide
• Rajya Bimari Sahayata Nidhi: Madhya Pradesh's State Illness Assistance Fund
• Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY) Maharashtra: A Guide
• A Guide to Government Health Schemes in Northeast India
• Gopabandhu Jan Arogya Yojana (GJAY) Odisha: A Guide
• Mukh Mantri Sehat Yojana (MMSY) Punjab: A Guide
• Mukhyamantri Ayushman Arogya Yojana (MAAY) Rajasthan: A Guide
• Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS) in Tamil Nadu: A Complete Guide
• Ayushman Bharat PM-JAY Aarogyasri Scheme in Telangana: A Guide
• Ayushman Bharat PM-JAY & Mukhyamantri Jan Arogya Abhiyan (MMJAA) in Uttar Pradesh: A Guide
• Atal Ayushman Uttarakhand Yojana (AAUY): A Guide
• West Bengal Health Schemes: Swasthya Sathi, PM-JAY & MMSBY Guide

Medical Disclaimer

The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.