Mukhyamantri Ayushman Arogya Yojana (MAAY) Rajasthan: A Guide

The Government of Rajasthan provides extensive health coverage to its residents through the Mukhyamantri Ayushman Arogya Yojana (MAAY). This scheme aims to offer financial protection against high medical expenses for a wide section of the state's population. In February 2024, the scheme was renamed from its former title, the Mukhyamantri Chiranjeevi Swasthya Bima Yojana, though its benefits and provisions remain unchanged. The scheme is a significant step towards universal health coverage in the state.

MAAY offers a substantial health insurance cover of up to ₹25 lakh per family per year for cashless hospitalization, along with an additional accident insurance cover of up to ₹10 lakh. It builds upon the framework of the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) but expands both the coverage amount and the eligibility criteria to include a much larger number of families in Rajasthan. This guide provides a comprehensive overview of the scheme, its benefits, eligibility, enrolment process, and how to avail services at empanelled hospitals.

Mukhyamantri Ayushman Arogya Yojana (MAAY) at a Glance

• Scheme Name — Mukhyamantri Ayushman Arogya Yojana (MAAY)
• Formerly Known As — Mukhyamantri Chiranjeevi Swasthya Bima Yojana
• Health Cover per Family — Up to ₹25 lakh per year
• Accident Insurance Cover — Up to ₹10 lakh
• Premium for Paid Category — ₹850 per family, per year
• Implementing Agency — Rajasthan State Health Assurance Agency (RSHAA)
• Official Portal — maayojana.rajasthan.gov.in
• State Helpline — 1800-180-6127
• Other Helplines — 1064 (Toll-Free), 9413502834 (WhatsApp)

Rates shown are as per the Rajasthan State Health Assurance Agency (RSHAA) (2024) and are subject to periodic revision. Always verify the latest approved rates on the official source.

What Does the MAA Yojana Cover?

The Mukhyamantri Ayushman Arogya Yojana provides significant financial protection for medical treatments. Each eligible family is entitled to a cashless health cover of up to ₹25 lakh per policy year. In addition to this, the scheme includes an accident insurance cover of up to ₹10 lakh per family.

The scheme covers a wide array of treatments for secondary and tertiary care. This means it covers specialized medical care and hospitalization that require advanced medical expertise and facilities. The treatment packages are comprehensive and designed to cover most expenses associated with a hospital stay.

• **Covered Procedures:** This includes major medical and surgical procedures like cardiology, cancer treatments, dialysis, joint replacements, and general surgeries.
• **Hospitalization Expenses:** The scheme covers the cost of ICU care, doctor's consultation fees, medicines, and diagnostic tests during hospitalization.
• **Pre- and Post-Hospitalization:** Expenses incurred up to 3 days before admission to the hospital and for 15 days after discharge are also covered under the treatment package.
• **Pre-existing Conditions:** All pre-existing diseases are covered from the day the policy starts, ensuring that beneficiaries can receive necessary treatment without a waiting period.

Who is Eligible for the Scheme?

The MAA Yojana aims for universal health coverage within Rajasthan by dividing eligibility into two main categories. This approach ensures that economically vulnerable sections receive free coverage, while other residents can join by paying a nominal annual premium.

**Free Coverage Category:**

The following permanent residents of Rajasthan are eligible for free coverage under the scheme:

• Families registered under the National Food Security Act (NFSA).
• Families identified in the Socio-Economic Caste Census (SECC) 2011.
• All contractual workers employed by state government departments.
• Small and marginal farmers.
• Destitute and helpless families who received COVID-19 ex-gratia relief from the government.

Premium-Based Category

Families residing in Rajasthan who do not fall into the free coverage category and are not government employees or pensioners can also join the scheme. These families can opt for coverage by paying an annual premium of ₹850 per family. This allows nearly all residents of the state to access the benefits of the MAA Yojana.

How to Enrol and Get a Digital Health Card

The enrolment process for the MAA Yojana is streamlined and relies on the state's Jan Aadhaar card system. The Jan Aadhaar card, or its registration receipt number, is the primary document required for registration and for availing benefits.

For many beneficiaries, enrolment is automatic. Families who are part of the NFSA or SECC 2011 databases are often automatically enrolled and may not need to register separately. For others, the process is as follows:

• **Online Registration:** Individuals can register through the official scheme portal (maayojana.rajasthan.gov.in) using their Single Sign-On (SSO) ID.
• **Offline Registration:** Registration can also be completed at local e-Mitra centres or Common Service Centres (CSCs).
• **Required Documents:** The Jan Aadhaar card is essential. An Aadhaar card is also needed for e-authentication during the process.
• **Digital Health Card:** Upon successful registration, a digital health card is linked to the family's Jan Aadhaar. Beneficiaries can download and print their policy document. It is not always necessary to have a physical card, as empanelled hospitals can verify beneficiary details digitally using the Jan Aadhaar number.

How MAAY Rajasthan Works with Ayushman Bharat PM-JAY

The Mukhyamantri Ayushman Arogya Yojana is fully integrated with the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). It functions as the state-level implementation of PM-JAY but with significantly enhanced benefits and broader eligibility.

While the national PM-JAY scheme provides a cover of ₹5 lakh per family and is limited to beneficiaries from the SECC 2011 database and specific occupational categories, Rajasthan's MAAY extends the cover to ₹25 lakh and opens eligibility to nearly all residents of the state. This integration is crucial as it enables inter-state portability of benefits. As of December 19, 2025, MAAY beneficiaries from Rajasthan can receive cashless treatment at over 30,000 PM-JAY empanelled hospitals across India (except in a few states like Tamil Nadu and Karnataka).

Using the MAA Yojana at Government and Private Hospitals

The primary feature of the MAA Yojana is its cashless treatment facility. Beneficiaries do not need to pay any money for covered treatments at an empanelled hospital. The hospital directly submits the claim to the insurance provider, which then settles the bill on behalf of the patient.

The scheme can be used at all government hospitals within Rajasthan. In addition, a large network of private hospitals in the state are also empanelled to provide services under the scheme. Thanks to the integration with PM-JAY, beneficiaries can also access cashless treatment at thousands of empanelled hospitals outside Rajasthan, providing a safety net for those who may be travelling or working in other states.

Frequently Asked Questions

What is the new name for the Chiranjeevi Yojana in Rajasthan?

The Mukhyamantri Chiranjeevi Swasthya Bima Yojana was renamed to Mukhyamantri Ayushman Arogya Yojana (MAAY) in February 2024. The benefits and coverage of the scheme remain the same.

What documents are needed to apply for the MAA Yojana?

The primary document required for enrolment and availing benefits is the Jan Aadhaar card or its registration receipt number. An Aadhaar card is also required for the e-authentication process.

Is there a premium for the Mukhyamantri Ayushman Arogya Yojana?

The scheme is free for certain categories, including NFSA and SECC 2011 families, contractual workers, and small farmers. Other families in Rajasthan can join the scheme by paying an annual premium of ₹850 per family.

Can I use my Rajasthan MAAY card in another state?

Yes, due to its integration with the national PM-JAY scheme, the Mukhyamantri Ayushman Arogya Yojana offers inter-state portability. Beneficiaries can receive cashless treatment at over 30,000 PM-JAY empanelled hospitals across India.

Are pre-existing diseases covered under the MAA Yojana?

Yes, all pre-existing diseases are covered from the first day of the policy. There is no waiting period for coverage of existing health conditions.

What is the helpline number for the MAA Yojana in Rajasthan?

You can contact the Rajasthan Sampark helpline at 1800-180-6127 for assistance. Other numbers include the toll-free number 1064 and a WhatsApp helpline 9413502834.

Related

• Government hospital OPD guides in Rajasthan
• How to find an Ayushman Bharat (PM-JAY) hospital near you
• Ayushman Bharat PM-JAY eligibility check
• Government health schemes in India: a guide

Medical Disclaimer

The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.