ESIC Eligibility and Registration: Who Is Covered and How

The Employees’ State Insurance (ESI) Scheme provides medical care and benefits to organised-sector workers and their dependants. This guide explains who is covered and how registration works.

Who Is Covered

• Employees of covered establishments earning monthly wages up to Rs 21,000 (Rs 25,000 for persons with disability)
• The ESI Act applies to non-seasonal factories and specified establishments with 10 or more employees (20 in a few states)
• The Insured Person’s family and dependants are also covered for medical benefit

How Registration Works

• The employer registers the establishment online and registers each employee at the time of joining
• The worker first receives a Temporary Identification Certificate (TIC), valid 30 days
• After Aadhaar seeding it becomes the permanent e-Pehchan card with a unique IP (Insured Person) number
• The IP number stays the same across job changes, and the e-Pehchan card can be downloaded from the ESIC IP portal or UMANG app

Accessing Care

With the Aadhaar-linked Pehchan card, the insured person and family can access ESI dispensaries and hospitals for medical benefit, including at their place of residence or elsewhere in the country.

Frequently Asked Questions

What is the ESIC wage ceiling?

Employees earning up to Rs 21,000 a month (Rs 25,000 for persons with disability) in covered establishments are eligible.

What is the IP number and e-Pehchan card?

The IP (Insured Person) number is your unique permanent ESIC identifier, and the e-Pehchan card is your identity card used to access ESI dispensaries and hospitals.

Related

• ESIC treatment rates explained

Medical Disclaimer

The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.