December 16, 2025
M.B,B.S, M.D
Dr.Nikhil Singh

Haryana's Gift to Elders: New ₹5 Lakh Health Scheme Explained

An elderly couple in Haryana learning about the new cashless health scheme from a family member.

A Big Relief for Our Elders: Haryana's New Health Scheme

In every Haryana household, the health of our elders (buzurg) is our topmost priority. We rely on 'ghar ka khana' and 'desi nuskhe' to keep them healthy, especially during the harsh winters or the pollution season that engulfs cities like Gurugram and Faridabad. But when a serious illness strikes, the hospital bills can be a source of immense stress for the entire family.

To ease this burden, the Haryana government has brought a wonderful piece of news. A new health scheme has been launched, providing significant financial support for our senior citizens, ensuring they get the best possible care without the worry of cost.

What is the New Cashless Health Scheme?

This new initiative is an extension of the successful Ayushman Bharat Yojana. It's designed specifically to provide a safety net for our respected elders.

Key Benefits at a Glance: * Substantial Health Cover: The scheme provides a health cover of ₹5 lakhs per family, per year. * Cashless Treatment: Eligible seniors can get cashless treatment for secondary and tertiary care. This means no more running around to arrange cash for hospital admissions. * Wide Network: The benefits can be availed at a network of empaneled government and private hospitals.

The Best Part: Who Is Eligible?

This is where the scheme truly shines. The eligibility criteria are simple and inclusive, showing genuine care for our elders.

> All senior citizens residing in Haryana who are aged 70 years or above are eligible for this scheme, regardless of their economic status.

This is a massive step forward. It means that every elder in this age group, whether they are a government pensioner or a farmer, can avail of this benefit. The focus is purely on age and well-being, not income.

How This Scheme Changes Lives

For years, many families have had to make heartbreaking choices, often delaying critical treatments due to financial constraints. This scheme provides not just financial aid, but also peace of mind.

  • Security in Old Age: It ensures that a lifetime of savings is not wiped out by a single medical emergency.
  • Dignified Healthcare: Our elders can now access quality medical care with dignity, without feeling like a burden on their children.
  • Beyond Home Remedies: While we cherish our traditional remedies, this scheme provides a crucial backup for serious conditions like heart ailments, knee replacements, or other surgeries that require hospitalization.

This initiative is a true 'samman' (respect) for the generation that has built our society. It ensures that in their golden years, healthcare is a right, not a luxury.

How to Get Started?

The benefits of this scheme are linked to the Ayushman Bharat Card. Senior citizens who meet the age criteria can apply for their card to avail of the cashless facility. It is advisable to visit the official Ayushman Bharat Haryana portal or the nearest Common Service Center (CSC) for detailed information on the application process and required documents.

Have More Questions?

Find quick answers to common questions about our services, appointments, and patient care.

All senior citizens aged 70 years and above are eligible for a separate health coverage of Rs. 5 lakh under the Ayushman Bharat PMJAY scheme. They can apply for a separate Ayushman card to avail these benefits.

The main health initiative is the extension of the Ayushman Bharat scheme, providing a cashless health cover of up to ₹5 lakh for all citizens aged 70 and above. Additionally, the state also runs the 'Old Age Samman Allowance' scheme, which provides a monthly pension of ₹3,000 to eligible citizens aged 60 or above.

Besides the special provision for those above 70, residents of Haryana from economically weaker sections with an annual family income below a specified limit and who are listed in the socio-economic caste census (SECC) database are eligible for the Ayushman Card.

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