Cataract Surgery Cost: CGHS vs Private (North India)
Medically reviewed by Dr. Nikhil Singh
Last reviewed: 14 Jun 2026
surgery cost depends heavily on the lens. Under CGHS a standard IOL is included in the package, while private prices rise with premium lenses.
Cataract Surgery Cost Comparison (Per Eye)
- CGHS phaco with foldable IOL (non-NABH) — Rs 10,781
- CGHS phaco with foldable IOL (NABH) — Rs 12,398
- Private, standard (monofocal) lens — Rs 30,000 - 39,000
- Private, premium (multifocal/toric) lens — Rs 65,000 - 95,000
Rates shown are as per the CGHS package rates (OM dated 01.10.2014 schedule) and PM-JAY HBP 2022, alongside typical private-hospital ranges from Indian hospital sources (2014/2022 schemes; private ranges 2025) and are subject to periodic revision. Always verify the latest approved rates on the official source.
Why the Difference Is So Large
Government schemes pay fixed, pre-negotiated package rates, while private list prices reflect facility tier, implant or technology choice, surgeon fees and room category. A scheme package is also all-inclusive for the standard stay, whereas a private estimate may list items separately.
For eligible beneficiaries, treatment under CGHS, PM-JAY, ESIC or ECHS is largely cashless at empanelled hospitals, so the scheme rate is what the scheme pays the hospital rather than your out-of-pocket cost.
Frequently Asked Questions
Does CGHS cover the lens in cataract surgery?
Yes, the CGHS package includes a standard IOL. Premium lenses (multifocal/toric) cost more than the package and are generally not reimbursed beyond it.
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Medical Disclaimer
The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.
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Yes, the CGHS package includes a standard IOL. Premium lenses (multifocal/toric) cost more than the package and are generally not reimbursed beyond it.
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Written by Dr. Nikhil Singh
Last reviewed: 14 June 2026
Medical Disclaimer
The content provided on Zospital is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this website. If you think you may have a medical emergency, call your doctor or emergency services immediately.