August 25, 2026
Anaesthesia, MBBS, MD
Dr. Nikhil Singh

MMJAA Empanelled Hospitals List in Lucknow, Uttar Pradesh

MMJAA Empanelled Hospitals List in Lucknow, Uttar Pradesh
9 min read

Medically reviewed by Dr. Nikhil Singh, Anaesthesia, MBBS, MD

Last reviewed: 25 Aug 2026

The Mukhyamantri Jan Arogya Abhiyan (MMJAA) is a significant health insurance initiative by the Government of Uttar Pradesh, designed to extend health coverage to families not included under the central government's Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). Launched in 2019, the MMJAA ensures that more residents of Uttar Pradesh have access to necessary medical care without facing financial hardship. The State Agency for Comprehensive Health and Integrated Services (SACHIS) serves as the nodal body for implementing both the state (MMJAA) and central (PM-JAY) schemes, ensuring a unified approach to public health in the state.

Beneficiaries under the MMJAA receive the same comprehensive benefits as those covered by PM-JAY. This includes a health cover of ₹5 lakh per family per year, which can be used for secondary and tertiary care hospitalization. This financial protection allows families to seek treatment for serious illnesses without the burden of hospital bills. The scheme operates on a cashless basis, meaning that the treatment costs are directly settled between the hospital and the government, providing a seamless experience for the patient.

A key feature of both schemes is the extensive network of empanelled public and private hospitals where beneficiaries can receive treatment. This page provides a specific list of empanelled hospitals located in Lucknow, the state capital. Having this information readily available helps residents of Lucknow and surrounding areas identify the nearest healthcare facility where they can utilize their MMJAA or Ayushman Bharat card for a wide range of medical procedures and treatments.

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Empanelled Government Hospitals in Lucknow

  • Balrampur Hospital Lucknow — Golaganj
  • Dr. Ram Manohar Lohia Institute of Medical Sciences — Gomti Nagar
  • Dr. Shyama Prasad Mukherjee (Civil) Hospital — Hazratganj
  • King George's Medical University (KGMU) — Chowk
  • Lok Bandhu Raj Narayan Combined Hospital — Kanpur Road
  • Rani Laxmi Bai Combined Hospital — Rajajipuram
  • Sanjay Gandhi Postgraduate Institute of Medical Sciences (SGPGIMS) — Raebareli Road
  • Veerangana Avantibai Mahila Chikitsalaya — Golaganj
  • Community Health Centre, Gosaiganj — Gosaiganj
  • Community Health Centre, Kakori — Kakori
  • Divisional Railway Hospital — Badshah Nagar
  • ESIC Hospital — Sarojini Nagar

Empanelled Private Hospitals in Lucknow

  • Apollomedics Superspeciality Hospital — LDA Colony
  • Chandan Hospital — Gomti Nagar
  • Divine Heart & Multispecialty Hospital — Gomti Nagar
  • Era's Lucknow Medical College & Hospital — Hardoi Road
  • Mayo Medical Centre — Gomti Nagar
  • Medanta Hospital — Sushant Golf City
  • Sahara Hospital — Gomti Nagar
  • Shekhar Hospital Pvt. Ltd. — Indira Nagar
  • Tender Palm Super Specialty Hospital — Gomti Nagar
  • Vivekananda Polyclinic and Institute of Medical Sciences — Nirala Nagar
  • Ajanta Hospital & IVF Centre — Alambagh
  • Charak Hospital and Research Centre — Dubagga
  • Globe Medicare — Nirala Nagar
  • Midland Healthcare And Research Center — Mahanagar
  • Sewa Hospital And Research Centre — Sitapur Road

Rates shown are as per the State Agency for Comprehensive Health and Integrated Services (SACHIS), Uttar Pradesh (2024) and are subject to periodic revision. Always verify the latest approved rates on the official source.

The Mukhyamantri Jan Arogya Abhiyan (MMJAA) is the Uttar Pradesh state government's extension of the national Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY). While PM-JAY targets families identified through the Socio-Economic Caste Census (SECC) 2011, MMJAA was created to include other vulnerable families in Uttar Pradesh who were left out of the central scheme. Essentially, if you are a UP resident and are not eligible for PM-JAY, you might be covered under MMJAA. Both schemes are managed by the same state agency, SACHIS, and offer identical benefits.

The primary benefit for enrolled families is a health insurance cover of ₹5 lakh per year. This amount is for the entire family unit and can be used for a wide array of secondary and tertiary medical treatments requiring hospitalization. There is no cap on the size of the family or the age of its members. The most significant advantage is that treatment is entirely cashless. Beneficiaries do not need to pay any money at the empanelled hospital for covered procedures; the bill is settled directly by the insurance company or trust on behalf of the government.

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How to Use Your Card at an Empanelled Hospital in Lucknow

To avail cashless treatment, you must first have your MMJAA or Ayushman Bharat card, often called the 'Golden Card'. When you need to be hospitalized, you should go to one of the empanelled hospitals listed on this page. At the hospital, you will find a dedicated help desk for Ayushman Bharat beneficiaries, managed by an 'Arogya Mitra'. This individual is trained to assist you with the entire process.

You will need to present your Ayushman Card and a valid government-issued photo ID, such as your Aadhaar Card, to the Arogya Mitra. They will verify your identity and eligibility using a biometric system. Once your details are confirmed, the hospital will proceed with the pre-authorization process for your treatment. This involves the hospital submitting the details of the required medical procedure and estimated cost to the insurance provider for approval. In case of an emergency, the treatment can begin immediately while the paperwork is processed.

The Arogya Mitra is your main point of contact throughout your hospital stay. They will guide you through the admission, treatment, and discharge procedures, ensuring that you do not have to pay for any covered services. Their role is to facilitate a smooth and hassle-free experience for all beneficiaries of the scheme.

Documents Required for Cashless Treatment

To ensure a smooth and quick admission process at an empanelled hospital, it is important to carry the correct documents. The primary document is your Ayushman Bharat / MMJAA card. This card contains your unique identification number and confirms your eligibility for the scheme.

In addition to the card, you must provide a valid photo identification document for the patient to verify their identity. The most commonly accepted and preferred ID is the Aadhaar Card, as it is also used for biometric verification. However, other government-approved photo IDs may also be accepted. It is advisable to carry the original documents.

  • Ayushman Bharat / MMJAA Card (Golden Card)
  • Patient's Aadhaar Card (for identity and biometric verification)
  • Other government photo IDs like a Voter ID or Ration Card may be considered if the Aadhaar is unavailable.
  • A referral slip from a government doctor, if applicable, especially for planned procedures.
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What Services Are Covered Under the Scheme?

The MMJAA and PM-JAY schemes provide a comprehensive package of benefits that cover most expenses associated with hospitalization. The ₹5 lakh coverage is designed to handle significant medical events, reducing the financial burden on families. The coverage is not limited to just the hospital stay but also includes costs incurred before and after.

The benefit package includes over 1,500 procedures covering a wide range of medical and surgical treatments. Key inclusions are hospital room and board charges, nursing fees, surgeon and consultant fees, costs of diagnostic procedures like X-rays and blood tests during hospitalization, medicines and consumables, and ICU charges. Importantly, the scheme also covers up to 3 days of pre-hospitalization expenses and up to 15 days of post-hospitalization expenses, such as follow-up consultations and medicines.

  • In-patient hospitalization expenses.
  • Pre-hospitalization expenses for up to 3 days.
  • Post-hospitalization expenses for up to 15 days.
  • Cost of medicines and medical consumables.
  • Diagnostic procedures and lab tests.
  • Room and board charges.
  • Intensive Care Unit (ICU) and critical care charges.
  • Surgical and procedural charges.

What to Do If an Empanelled Hospital Refuses Service?

It is mandatory for all empanelled hospitals to provide cashless services to eligible MMJAA and Ayushman Bharat beneficiaries for all covered procedures. Refusing treatment or demanding payment from a beneficiary is a violation of the terms of empanelment. If you face such a situation at any of the listed hospitals, there are specific steps you can take to seek redressal.

Your first point of contact should be the hospital's Arogya Mitra. Explain the situation to them, as they are responsible for facilitating your treatment. If the Arogya Mitra is unable to resolve the issue, or if the hospital administration continues to deny service, you should immediately contact the scheme's official helpline. You can also reach out to the office of the Chief Medical Officer (CMO) of Lucknow district to file a formal complaint. Keep a record of the hospital name, the date, and the names of any officials you spoke with, as this will be useful for your complaint.

How to Verify if a Hospital is Still Empanelled

The list of hospitals empanelled under the Mukhyamantri Jan Arogya Abhiyan and Ayushman Bharat PM-JAY can change over time. New hospitals may be added, or existing ones may be removed from the network for various reasons. Therefore, before proceeding to a hospital for treatment, it is always a good practice to verify its current empanelment status.

The most reliable way to do this is by using the official hospital locator on the Ayushman Bharat PM-JAY national portal. You can visit the website `hospitals.pmjay.gov.in`, select Uttar Pradesh as the state and Lucknow as the district, and search for the hospital by name. This will give you real-time information on whether the hospital is currently active in the network. You can also call the scheme's toll-free helpline number to confirm the status of a hospital.

Frequently Asked Questions

What is the difference between MMJAA and Ayushman Bharat PM-JAY?

MMJAA is a health scheme by the Uttar Pradesh government for eligible families not covered by the central PM-JAY scheme. Both schemes offer the same benefit of a ₹5 lakh health cover per family per year and share the same network of empanelled hospitals for cashless treatment.

Does the ₹5 lakh health cover renew every year?

Yes, the health cover of ₹5 lakh is provided on an annual basis for each eligible family. The amount is renewed at the beginning of each policy year, allowing families to avail benefits for hospitalization expenses up to this limit every year.

Can I receive treatment in a hospital outside of Lucknow?

Yes, one of the key features of the scheme is portability. A beneficiary registered in Lucknow can receive cashless treatment at any empanelled hospital across Uttar Pradesh and even in any other state or union territory in India.

What should I do if I lose my MMJAA 'Golden Card'?

If you lose your card, you can still avail the benefits of the scheme. Your eligibility is linked to your identity, not just the physical card. You can visit an empanelled hospital's Arogya Mitra desk with your Aadhaar card for biometric verification to access cashless treatment, and you can also request a duplicate card to be issued.

Are outpatient (OPD) consultations and medicines covered?

No, the MMJAA and Ayushman Bharat schemes are designed to cover expenses related to hospitalization (in-patient care). Regular outpatient consultations, diagnostic tests not leading to hospitalization, and routine medicine purchases are not covered under the scheme.

How can I check if my family is eligible for the MMJAA scheme?

You can check your eligibility by visiting the official websites for Ayushman Bharat or SACHIS (sachis.up.gov.in). Alternatively, you can visit a Common Service Centre (CSC) or an empanelled hospital's help desk with your details to check your family's inclusion in the scheme.

Medical Disclaimer

The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.

Written by

Dr. Nikhil Singh

Anesthesiologist

Lucknow
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MMJAA is a health scheme by the Uttar Pradesh government for eligible families not covered by the central PM-JAY scheme. Both schemes offer the same benefit of a ₹5 lakh health cover per family per year and share the same network of empanelled hospitals for cashless treatment.

Yes, the health cover of ₹5 lakh is provided on an annual basis for each eligible family. The amount is renewed at the beginning of each policy year, allowing families to avail benefits for hospitalization expenses up to this limit every year.

Yes, one of the key features of the scheme is portability. A beneficiary registered in Lucknow can receive cashless treatment at any empanelled hospital across Uttar Pradesh and even in any other state or union territory in India.

If you lose your card, you can still avail the benefits of the scheme. Your eligibility is linked to your identity, not just the physical card. You can visit an empanelled hospital's Arogya Mitra desk with your Aadhaar card for biometric verification to access cashless treatment, and you can also request a duplicate card to be issued.

No, the MMJAA and Ayushman Bharat schemes are designed to cover expenses related to hospitalization (in-patient care). Regular outpatient consultations, diagnostic tests not leading to hospitalization, and routine medicine purchases are not covered under the scheme.

You can check your eligibility by visiting the official websites for Ayushman Bharat or SACHIS (sachis.up.gov.in). Alternatively, you can visit a Common Service Centre (CSC) or an empanelled hospital's help desk with your details to check your family's inclusion in the scheme.

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Dr. Nikhil Singh
Your Health, Our Priority. Your Voice, Our Guide

Dr. Nikhil Singh

Anaesthesia, MBBS, MD

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The content provided on Zospital is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this website. If you think you may have a medical emergency, call your doctor or emergency services immediately.

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