Dialysis Cost: CGHS vs Ayushman vs Private (Per Session)
Medically reviewed by Dr. Nikhil Singh
Last reviewed: 18 Jul 2026
Haemodialysis is needed regularly, so the per-session cost adds up. This guide compares the scheme rates with typical private charges.
Haemodialysis Cost Comparison (Per Session)
- CGHS (sero-negative, non-NABH) — Rs 1,400
- Ayushman Bharat (PM-JAY), by city tier — Rs 1,500 - 1,800
- Private standalone centre — Rs 1,800 - 3,500
- Private metro / premium hospital — Rs 4,000 - 8,000
Rates shown are as per the CGHS package rates (OM dated 01.10.2014 schedule) and PM-JAY HBP 2022, alongside typical private-hospital ranges from Indian hospital sources (2014/2022 schemes; private ranges 2025) and are subject to periodic revision. Always verify the latest approved rates on the official source.
Why the Difference Is So Large
Government schemes pay fixed, pre-negotiated package rates, while private list prices reflect facility tier, implant or technology choice, surgeon fees and room category. For eligible beneficiaries, scheme treatment is largely cashless at empanelled hospitals, so the scheme rate is what the scheme pays the hospital rather than your out-of-pocket cost.
Frequently Asked Questions
How much does cost per session in India?
CGHS reimburses about Rs 1,400 (sero-negative), PM-JAY about Rs 1,500-1,800, while private centres charge roughly Rs 1,800-8,000 depending on the facility.
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Medical Disclaimer
The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.
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CGHS reimburses about Rs 1,400 (sero-negative), PM-JAY about Rs 1,500-1,800, while private centres charge roughly Rs 1,800-8,000 depending on the facility.
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Written by Dr. Nikhil Singh
Last reviewed: 18 July 2026
Medical Disclaimer
The content provided on Zospital is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this website. If you think you may have a medical emergency, call your doctor or emergency services immediately.
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