Ayushman Bharat (PM-JAY) Cataract Surgery Package Rate
Medically reviewed by Dr. Nikhil Singh
Last reviewed: 14 Jun 2026
surgery is a defined PM-JAY package. The base rate is stratified by city tier, with the intraocular lens mapped as a separate consumable allowance.
PM-JAY Cataract Surgery Package (HBP 2022)
- Phaco with foldable hydrophobic IOL, Tier-3 to Tier-1 — Rs 4,500 - 5,700
- IOL allowance (phaco, separate) — approx Rs 3,000
- SICS with non-foldable IOL, Tier-3 to Tier-1 — Rs 4,000 - 5,000
- IOL allowance (SICS, separate) — approx Rs 1,000
Rates shown are as per the Ayushman Bharat PM-JAY Health Benefit Package (HBP) 2022 master, National Health Authority (2022) and are subject to periodic revision. Always verify the latest approved rates on the official source.
How Ayushman Bharat (PM-JAY) Works
Ayushman Bharat PM-JAY provides health cover of Rs 5,00,000 per family per year for secondary and tertiary hospitalisation on a family-floater basis, with no cap on family size, age or gender and pre-existing conditions covered from day one.
Eligible families are identified from the SECC 2011 deprivation and occupational criteria. Treatment is cashless and paperless at empanelled public and private hospitals and is portable across India.
Payment is made against fixed Health Benefit Packages. HBP 2022 introduced tiered pricing by city tier (Tier-1/X, Tier-2/Y, Tier-3/Z), with implants such as stents and joint prostheses reimbursed as separately mapped add-on amounts.
Frequently Asked Questions
Is cataract surgery covered under Ayushman Bharat?
Yes, cataract surgery is a defined PM-JAY package and is cashless for eligible beneficiaries at empanelled hospitals, with the lens reimbursed as a separate allowance.
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Medical Disclaimer
The information provided in this article is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read in this article.
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Yes, cataract surgery is a defined PM-JAY package and is cashless for eligible beneficiaries at empanelled hospitals, with the lens reimbursed as a separate allowance.
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Written by Dr. Nikhil Singh
Last reviewed: 14 June 2026
Medical Disclaimer
The content provided on Zospital is for general informational and educational purposes only. It is not intended as a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on this website. If you think you may have a medical emergency, call your doctor or emergency services immediately.