Cataract Surgery Cost in Indore: CGHS, Govt & Private

Quick answer

Cataract surgery costs in Indore vary based on the type of facility and payment method. For CGHS beneficiaries, rates are fixed and lower. Government hospitals offer the most affordable self-pay options. Private hospitals provide a wider range of services and costs.

CGHS package rates for phacoemulsification with a foldable IOL (excluding IOL cost) are approximately ₹14,450 for non-NABH accredited hospitals and ₹17,000 for NABH accredited hospitals, as of October 2025. The IOL cost is reimbursed separately.

Government hospitals can perform cataract surgery for under ₹10,000, with some estimates between ₹5,000 to ₹15,000, potentially including IOLs.

Private hospitals have a broader cost spectrum. Basic surgery can range from ₹8,500 to ₹20,000 per eye. More advanced procedures and premium lenses can increase costs significantly, with overall private hospital expenses ranging from ₹25,000 to ₹1,10,000 or more per eye.

Understanding CGHS and Other Schemes

The Central Government Health Scheme (CGHS) covers central government employees and pensioners. Treatment is available at CGHS-empanelled hospitals in Indore with a referral from a CGHS wellness center. Cashless treatment is provided at CGHS-approved rates.

Other schemes like Ayushman Bharat may also offer subsidized or free cataract surgery for eligible individuals.

Government Self-Pay

For those not covered by CGHS or other schemes, government hospitals offer the lowest out-of-pocket expenses for cataract surgery.

Private Self-Pay

In private hospitals, costs depend on the surgical technique (e.g., standard phacoemulsification, laser-assisted), the type of intraocular lens (IOL) used (monofocal, multifocal, toric), hospital facilities, and surgeon's experience.

What is Cataract Surgery?

Cataract surgery removes the eye's cloudy natural lens and replaces it with an artificial one to restore clear vision. It is a safe and effective procedure.

How Much Does Cataract Surgery Cost in Indore?

Costs vary based on the hospital type, surgical technique, IOL type, and surgeon's expertise.

CGHS Rates (Subsidized Scheme)

CGHS rates are fixed. As of October 2025, the package rate for phacoemulsification with a foldable IOL (excluding IOL cost) is around ₹14,450 for non-NABH accredited hospitals and ₹17,000 for NABH accredited hospitals. The IOL cost is reimbursed separately by CGHS. Small Incision Cataract Surgery (SICS) with IOL (excluding IOL cost) has CGHS rates of ₹13,400 in metro cities (Tier X, NABH), ₹12,060 in Tier Y cities, and ₹10,720 in Tier Z cities, effective from October 13, 2025.

CGHS rates are subject to revision.

Government Hospital Cash Prices

Government hospitals offer the most affordable self-pay options. In Indore, costs can be under ₹10,000. Some government hospitals may charge between ₹5,000 to ₹15,000, potentially including quality IOLs.

Private Hospital Estimates

• Basic Cataract Surgery: Approximately ₹8,500 to ₹20,000 per eye.
• Standard Phacoemulsification: ₹15,000 to ₹35,000 per eye.
• Advanced Procedures (e.g., Laser-Assisted): Can range from ₹42,000 upwards, with average costs around ₹1,00,000 and prices reaching ₹1,50,000.
• Overall Private Range: Approximately ₹25,000 to ₹1,10,000 per eye.

Factors Affecting Private Costs

• Hospital Type: Government hospitals are cheapest. Tier-1 private hospitals can charge ₹60,000 or more. NABH-accredited and premium hospitals may have higher charges.
• Surgical Technique: Advanced techniques like Micro Incision Cataract Surgery (MICS) or Femtosecond Laser-Assisted Cataract Surgery (FLACS) are more expensive than standard phacoemulsification or SICS. MICS can range from ₹42,000 to ₹1,60,000 per eye. FLACS can cost between ₹70,000 to ₹2 lakh per eye.
• Intraocular Lens (IOL) Type: Monofocal lenses range from ₹1,000 to ₹5,000, though some sources mention ₹30,000 to ₹50,000. Multifocal lenses can range from ₹20,000 to ₹50,000 (or ₹35,000 to ₹75,000). Toric lenses can range from ₹15,000 to ₹40,000 (or ₹40,000 to ₹90,000). Premium lenses add significantly to the cost.
• Surgeon's Experience: Experienced surgeons may charge higher fees.
• Other Costs: Include consultation fees, diagnostic tests, medicines, and follow-up visits.

What is the Central Government Health Scheme (CGHS)?

CGHS provides medical facilities to central government employees and pensioners. Services are available at CGHS-empanelled hospitals.

How CGHS Works for Cataract Surgery in Indore

1. Eligibility: Must be a CGHS beneficiary.
2. Referral: A referral from a CGHS wellness center is typically needed for planned procedures.
3. Empanelled Hospitals: Treatment is at CGHS-empanelled facilities.
4. Rates: CGHS has fixed, lower package rates.
5. Cashless Treatment: Available at empanelled facilities.
6. IOL Cost: The CGHS package rate usually excludes the IOL cost, which is reimbursed separately up to a ceiling.

Government Hospital Self-Pay Costs

Government hospitals offer the most economical rates

Sources

• Central Government Health Scheme (CGHS) official website and related documents.
• Information on CGHS rates for cataract surgery from various healthcare portals.
• Cost estimates for cataract surgery in Indore from healthcare providers and comparison websites.
• Details on government hospital charges for medical procedures.
• Information on private hospital pricing for cataract surgery, including factors influencing cost.
• Details on different types of intraocular lenses (IOLs) and their cost implications.
• CGHS empanelled hospital listings and services in Indore.
• General information on cataract surgery and its cost breakdown in India.
• CGHS Package Rates for Cataract Surgery (effective October 2025).
• CGHS Rate for Small Incision Cataract Surgery (SICS) with IOL (effective October 13, 2025).